Temi vs. Calibrate: insurance-led GLP-1 programme or cash-pay

The Metabolic Reset is $199 a month with an initial three-month commitment, which Calibrate totals at $597 paid in monthly instalments [1]. After three months it renews one month at a time. Lab tests and prescription medication are not included; Calibrate bills those through your insurance and says GLP-1 copays for most commercially insured members are $25 a month or less once any deductible is met.

No. Calibrate's medication page says it does not prescribe compounded GLP-1 medications, because they are not FDA-approved and their quality and strength can vary between pharmacies [2]. Its clinicians prescribe brand-name drugs such as Wegovy, Ozempic, Mounjaro, Foundayo and Zepbound. Temi does offer compounded semaglutide and tirzepatide when a clinician finds them appropriate, and they are likewise not FDA-approved products [7].

The programme fee is always self-paid, and Calibrate's pricing page is written around commercial or employer coverage for the drug itself [1]. Its medication page says more affordable self-pay GLP-1 options now exist and that the clinician will review them at your visit, but it does not publish a self-pay medication price [2]. Without insurance you would pay $199 a month plus the full cash price of a brand-name drug.

Not during the first three months. Calibrate requires an initial three-month commitment, which it justifies as time to adapt to lifestyle changes; after that the membership renews monthly and can be cancelled at any time [3]. Read the membership terms for how a mid-month cancellation is billed. Temi orders placed without a membership do not renew, so there is nothing to cancel.

Calibrate's Money Back Promise offers a 50% refund of membership fees paid if you do not reach at least 10% weight loss after 12 consecutive membership months [4]. It applies only to self-paid members who have not taken prescription weight-loss medication in the prior 12 months, and it excludes medication, labs and discounts. Temi offers no equivalent and does not promise any amount of weight loss.

For someone paying cash, very likely, because Calibrate's $199 monthly fee comes before any medication cost [1] and a first Temi compounded semaglutide order is $59.99 plus $39 [6]. For someone whose plan covers a brand-name GLP-1 at a $25 copay, Calibrate's total may be comparable or lower than paying cash anywhere. Run your own numbers with our GLP-1 cost calculator.

Calibrate does not publish a timeline. Its process runs in order: curriculum and a first coaching session, lab work at a lab near you, then a video visit where the clinician reviews results and sets a treatment plan [5]. Insurance approval for the drug can add time. Temi has no lab or video step on its published process; a physician reviews an online request [9], with no guarantee of a prescription.

If coverage is what makes Calibrate affordable and you do not have it, a cash-pay service removes the $199 fee. Temi lists named pharmacies and per-vial prices for compounded semaglutide and tirzepatide, adds a $39 service fee per order, and can prescribe Zepbound for LillyDirect's self-pay channel [10]. Check that Temi serves your state first; it is licensed in 10 so far.