Temi vs PlushCare: one flat fee, no surprise bills
Looking for a PlushCare alternative? Temi reviews one medication for $15, shown before you pay. It is one charge from Temi per request, with no membership needed and nothing billed to your insurance. You pay your pharmacy for the medication.
- $15 per medication
- 24/7 support by phone or text
- Temi Satisfaction Guarantee
What you pay Temi, and when you know it
One flat fee, no surprises. You see $15 per medication before you pay, and each request is one charge from Temi.
- One flat $15 fee per medication, shown before you pay
- One charge from Temi per request
- No membership needed. Temi Care is optional
- Never billed to insurance, so no bill from Temi arrives later
- No appointment, so no late-cancellation or no-show fee
- You pay your pharmacy for the medication, and you can use insurance or a discount card there
What you pay PlushCare, in their words
Their site describes “One membership for you and up to 5 family members, plus a simple per-visit fee that is FSA/HSA eligible.” Their How it works page says: “Your membership starts when you first book an appointment with us. After your 30-day free trial, the card on your profile will be charged. Your membership continues until canceled.”
- $129 per visit without insurance, per their site
- $19.99 a month for the membership after 30 free days, per their site
- With in-network insurance: “Most patients with in-network insurance pay $30 or less!” Their site calls the insured price “an estimate only and in no way a quote or guarantee of the amount you will owe”. “Your final cost(s) could be higher or lower.”
- $75 if you cancel within 2 hours of the visit or do not show up, per their site
TL;DR: Temi vs PlushCare quick verdict
- What you pay
- $15 per medication
- When you know the price
- Before you pay
- Charges per request
- One, from Temi
- Membership
- Not needed
- Insurance
- Never billed
One flat fee you see before you pay, one charge from Temi per request, and no surprise bills.
- Without insurance
- $129 per visit, per their site
- Membership
- $19.99 a month after 30 free days, per their site
- With in-network insurance
- “Most patients with in-network insurance pay $30 or less!”
- Late cancellation or no-show
- $75, per their site
- Appointments
- “As soon as same-day or next-day appointments”
Their site calls the insured price “an estimate only and in no way a quote or guarantee of the amount you will owe”.
About Temi
Temi reviews a medication you already take and sends the prescription to the pharmacy you name. There is no appointment to book: you submit a request and a licensed physician reviews it within 48 hours, often sooner.
- $15 per medication, shown before you pay, never billed to insurance
- Reviewed and decided by Kevin Brandstetter, M.D. or another physician licensed in the state you are in
- A person answers 24/7 by phone or text: (855) 554-3030
About PlushCare
PlushCare offers virtual primary care, urgent care, mental health, and weight management by video or phone visit, per their site. On prescriptions, their site says: “You need a consultation with a medical doctor before you can receive prescription medication, which can be done through an online appointment via video visits on their phones or computers.”
- “Payment of the membership fee is not a prerequisite for receiving medical care.” Without it you call to schedule, per their help center
- “As soon as same-day or next-day appointments”, per their site
- In-network with most major plans, and “We handle all insurance billing”, per their site
- “Care in all 50 states + D.C.”, per their site
Feature comparison: Temi vs PlushCare
Price without insurance
- Temi
- $15 per medication, shown before you pay
- PlushCare
- $129 per visit, per their site
Monthly fee
- Temi
- None. Temi Care is optional
- PlushCare
- $19.99 a month after 30 free days, per their site
Appointment
- Temi
- None. You submit a request
- PlushCare
- A video or phone visit, per their site
Late-cancellation or no-show fee
- Temi
- None. There is no appointment
- PlushCare
- $75 within 2 hours of the visit, per their site
Insurance billed
- Temi
- Never
- PlushCare
- Yes. In-network with most major plans, per their site
Pharmacy
- Temi
- Your choice
- PlushCare
- Any local pharmacy, per their site
Who reviews
- Temi
- A physician licensed in the state you are in
- PlushCare
- Board-certified physicians, per their site
Supply
- Temi
- The physician decides the supply and refills
- PlushCare
- Up to 90 days, at the doctor's discretion, per their site
Support
- Temi
- 24/7 by phone or text
- PlushCare
- 24/7 care team messaging; phone hours not stated on their site
Refund terms
- Temi
- Temi Satisfaction Guarantee
- PlushCare
- Full refund if they are unable to treat you or the doctor is more than 10 minutes late; none after any clinical assessment, per their refund policy
New prescriptions
- Temi
- Yes, through the $79 New Prescription service
- PlushCare
- Yes, per their site
Urgent care, primary care, and therapy
- Temi
- No. Prescriptions only, no exam
- PlushCare
- Yes, per their site
Children
- Temi
- No. Adults only
- PlushCare
- Ages 3 and up, with a guardian's consent, per their site
Controlled substances
- Temi
- None, non-controlled only
- PlushCare
- Not prescribed, per their site
States served
- Temi
- 13 states
- PlushCare
- All 50 states and D.C., per their site
PlushCare figures are from plushcare.com and its help center, read October 3, 2026. PlushCare is their name, not ours.
Who should use Temi?
- You want one flat $15 fee, shown before you pay
- You want one charge per request, with no membership needed
- You want nothing billed to your insurance for the review
- You would rather submit a request than book and attend a visit
- You want the prescription sent to the pharmacy you choose
Who should use PlushCare?
- You have in-network insurance and want the visit billed to it
- You want a video or phone visit with a doctor you can keep seeing
- You need urgent care, therapy, or a visit for a child aged 3 or older, with a guardian's consent
- You need care in any of the 50 states or D.C.
- You want a same-day appointment
Pricing comparison: Temi vs PlushCare
Temi
$15 per medication
One charge from Temi per request, for one physician review of one medication.
$79 per new prescription
A medication you have not taken before, reviewed the same way.
$449 per year for Temi Care, optional
Unlimited $0 renewals for eligible non-controlled medications and no New Prescription service fee.
Your pharmacy bills you for the medication, and you can use insurance or a discount card there. New prescriptions go through the New Prescription service.
PlushCare
$129 per visit without insurance, per their site
Their site says “Initial visits are $129.”
$19.99 a month for the membership, after 30 free days, per their site
“The membership fee is not a covered benefit under most health insurance plans.”
Your copay with in-network insurance, per their site
“Most patients with in-network insurance pay $30 or less!”
$75 late-cancellation or no-show fee, per their site
Charged when you cancel within 2 hours of the visit or do not show up, per their site.
Their site calls the insured price “an estimate only and in no way a quote or guarantee of the amount you will owe”. Read October 3, 2026 on their How it works page.
What PlushCare reviewers report
BBB
A BBB rating. BBB Accredited.
“331 complaint(s) filed against business”
Read October 3, 2026: Plushcare, Inc. on BBB.
PlushCare's Trustpilot score is 3.4 from 2,782 reviews: of the 80 most recent, 49 are five-star, 8 of the 80 mention a membership charge they did not expect or that continued after cancelling, and 7 of 31 at three stars or under report insurance billing that differed from the estimate or a plan that was not accepted.
The 80 most recent English reviews
Five stars49 of 80
Three stars or under31 of 80
The 31 reviews at three stars or under
A membership charge they did not expect, or one that continued after cancelling5 of 31
Insurance billed more than the estimate, or the plan was not accepted7 of 31
The doctor was late, cancelled, or did not show5 of 31
The 49 five-star reviews
Praised the care team or a support agent26 of 49
Praised the doctor21 of 49
Fast or same-day7 of 49
Counted from the text of each Trustpilot review, read October 3, 2026. One review can carry several themes. PlushCare refunds the visit when the doctor does not appear within 10 minutes of the scheduled time, per their refund policy.
Five Trustpilot reviews, copied word for word, beside PlushCare's Trustpilot score of 3.4 from 2,782 reviews: two from the five-star reviews and three from the reviews at three stars or under.
“Very convenient and was free for me with my insurance! Doctor was very thorough and prescribed me the medication that I needed and it was immediately sent to my pharmacy!”
“I've been a Plushcare patient for 6+ years. My physician is exceptional; always takes the time to explain and understand my needs.”
“I signed up for one visit and then they continued to charge me every month”
“I am very disappointed with the billing transparency. I was hit with unexpected charges that were not clearly communicated during my initial sign-up.”
“The doctor never showed, cancelled after 10 minutes and when I called customer service the only thing they did was confirm that I wouldn't be billed a late cancellation fee.”
Reviews are individual experiences and are not a promise of the same outcome. Pages read October 3, 2026 on Trustpilot, the App Store, Google Play, and BBB. The 80 Trustpilot reviews were published June to October 2026.
What Temi reviewers report
4.7 from 23 reviews on Trustpilot
Reviews of Temi, copied whole from Trustpilot
Every review below is a review of Temi. All 23 reviews on Temi's profile are here, all five stars, each copied word for word.
Reviews are copied from Trustpilot word for word and are never edited. Some name prices from the date they were written, which may not be Temi's price today.
Reviews are individual experiences and are not a promise of the same outcome. Temi's score and reviews were read October 7, 2026 on Temi's Trustpilot page. Every review Temi has, on one page: Temi reviews.
Final verdict: Temi vs PlushCare
Choose Temi for price certainty: one flat $15 fee per medication that you see before you pay, one charge from Temi per request, no membership needed, and nothing billed to your insurance.
Choose PlushCare for a video or phone visit billed to your in-network insurance, a same-day or next-day appointment, or urgent care, therapy, or a child's visit, per their site.
What Temi will not do
No controlled substances. That includes stimulants, opioids, and benzodiazepines.
No isotretinoin. Accutane and its generics dispense only through a federal program with monthly in-person steps.
No patients under 18, and no care that needs a physical exam.
No emergency care. If you have chest pain, trouble breathing, or another emergency, call 911 or go to the nearest emergency room.
Temi reviews refills for patients located in Arizona, California, Colorado, Delaware, Florida, Michigan, Missouri, New York, North Carolina, Ohio, Pennsylvania, Texas, and Wisconsin. More on how a $15 refill works.
FAQ
Questions about Temi vs PlushCare
What is the difference between Temi and PlushCare?
Temi charges one flat $15 fee per medication, shown before you pay, as one charge per request. There is no appointment, no membership needed, and no insurance billing. A licensed physician reviews the request and sends the prescription to the pharmacy you choose.
PlushCare is a virtual primary care service where a prescription follows a video or phone visit with a doctor, per their site. It is in-network with most major plans, and without insurance a visit is $129 and the membership is $19.99 a month after 30 free days, per their site.
How much does Temi cost?
One flat fee: $15 per medication, shown before you pay, with no membership needed. A medication you have not taken before is $79 through the New Prescription service. Your pharmacy bills you for the medication, and you can use insurance or a discount card there.
How much does PlushCare cost?
Without insurance, a visit is $129, per their site. The membership is $19.99 a month after 30 free days, per their site. With insurance, their site says “Most patients with in-network insurance pay $30 or less!” Their site calls the insured price “an estimate only and in no way a quote or guarantee of the amount you will owe”. A late cancellation or a missed visit is $75, per their site.
When does the PlushCare membership start, and how do I cancel it?
Their site says: “Your membership starts when you first book an appointment with us. After your 30-day free trial, the card on your profile will be charged. Your membership continues until canceled.” It also says “Payment of the membership fee is not a prerequisite for receiving medical care.” To cancel before the next billing cycle, complete the cancellation at least one calendar day before the membership renews, per their help center. A cancelled paid membership stays active until the end of its current term, per their terms.
Will Temi charge me again after I pay?
No surprise bills. Each request is one charge from Temi: the $15 you saw before you paid. Temi has no appointment fee, needs no membership, and never bills insurance, so no bill from Temi arrives later. Your pharmacy bills you for the medication, and another medication or a later renewal is a new request with its own fee, shown before you pay.
Does Temi bill my insurance?
No. Temi's fee is cash-pay and Temi never bills insurance. The prescription goes to the pharmacy you choose, and you can use your insurance or a discount card there to pay for the medication.
Does PlushCare take insurance?
Yes. Their site says they are in-network with most major plans and “We handle all insurance billing”. It also says “The membership fee is not a covered benefit under most health insurance plans.” They are out of network with Medicaid, per their help center.
Is Temi a PlushCare alternative?
Yes, for refills and new prescriptions of non-controlled medications. You submit a request with no appointment, a licensed physician reviews it within 48 hours, often sooner, and the prescription goes to the pharmacy you choose, for one flat $15 per medication. Temi does not offer urgent care, primary care visits, therapy, or video visits, does not bill insurance, and does not treat patients under 18.
What if the physician says no?
The $15 pays for the physician's review, whatever the decision. A decision you did not want is not by itself a refund. If you are not satisfied with Temi's clinical service, tell the team why, and the Temi Satisfaction Guarantee refunds the review fee.
Can I keep my own pharmacy?
Yes. You name the pharmacy and the prescription goes there. Temi does not dispense or ship medication, so the pharmacy you already use, around the corner or by mail, stays your pharmacy.
Do I pay Temi again for every refill?
Not for every pickup. Each $15 request buys one physician review. If the physician approves, they decide the supply and how many pharmacy refills to put on it. Collecting a refill your pharmacy already holds costs nothing at Temi. When the prescription runs out, you submit a new $15 request.
How fast is the review?
A licensed physician reviews your request within 48 hours, often sooner. Timing depends on what the physician needs from you, so it is not a guaranteed turnaround.
Can Temi prescribe something new?
Yes. Temi's New Prescription service reviews a medication you have not taken before, for $79, or $0 with Temi Care.
What medications qualify?
Non-controlled maintenance medications. That covers blood pressure, cholesterol, thyroid, diabetes, acid reflux, asthma, antidepressants, birth control, and other routine prescriptions. Controlled substances and isotretinoin are refused at intake, before you pay anything.
Is there a membership, and do I need it?
No, you do not need one. The $15 on this page is the price without any membership. Temi Care is $449 a year and includes unlimited $0 prescription renewals for eligible non-controlled medications and a $0 New Prescription service. Your pharmacy still bills you for the medication either way.
What is the Temi Satisfaction Guarantee?
Tell the team you are not satisfied with Temi's clinical service and why, and the review fee is refunded. A decision you did not want is not by itself a refund, because the fee pays for the physician's review either way. Money Temi collected for something it did not deliver is always refunded.
Which states does Temi cover?
Temi reviews refills for patients physically located in Arizona, California, Colorado, Delaware, Florida, Michigan, Missouri, New York, North Carolina, Ohio, Pennsylvania, Texas, and Wisconsin. What matters is the state you are in when you submit the request, not where you used to see a doctor.
More from Temi
Prescription refills
How a $15 refill works, from the request to the pharmacy.
New Prescription service
A medication you have not taken before, reviewed for $79.
Temi vs PlushCare comparison
Temi and PlushCare, side by side.
All Temi comparisons
Every service and medication comparison Temi publishes, in one place.