Temi vs. PlushCare: a booked doctor or a $15 refill review

An initial visit is $129, and the membership is $19.99 a month after a free first 30 days [2]. Medication and lab work are extra. So a single uninsured refill visit costs about $129 plus the monthly fee for as long as you stay a member. Temi's equivalent is $15 for the physician's review, with the medication paid at your pharmacy [1].

Yes. PlushCare says it is in-network with most major health insurance plans, and that most in-network patients pay $30 or less for a visit [2]. The $19.99 membership is charged either way. Temi does not bill insurance for its service, but your plan still covers what it normally covers at the pharmacy, because the prescription goes to a pharmacy you choose [1].

PlushCare is a long-running telehealth provider. It says its board-certified physicians have treated over a million patients and that it is fully licensed in all 50 states [3]. It publishes a controlled-substances policy and a refund if it cannot treat you [2]. The practical question is price and format, not legitimacy: a video visit costs more than a refill review.

No. PlushCare's refill path starts with booking an appointment, then a video visit, then the prescription going to your pharmacy [3]. The upside is that a doctor actually talks to you. Temi works asynchronously: you send the request, a licensed physician reviews it within 48 hours, and nothing needs to fit into your calendar [1].

Yes, when a doctor judges it appropriate. PlushCare lists Wegovy, Zepbound, Saxenda, Mounjaro and Ozempic, and handles prior authorization with your insurer [4]. It warns that brand-name GLP-1s can cost roughly $1,000 a month without insurance [4]. Temi's clinicians can prescribe Wegovy, Zepbound and Foundayo cash-pay, or compounded versions, which are not FDA-approved products [9] [5].

PlushCare lists "Cancel anytime" among its membership terms, and the first 30 days are free [2]. If you only needed one visit, cancel before the free month ends to avoid the $19.99 charge. Temi has nothing to cancel unless you choose the optional $449 Temi Care membership, which its page also describes as cancel anytime [8].

For an uninsured refill, yes: $15 against a $129 visit plus membership [1] [2]. With good in-network coverage the gap narrows to a $30-ish copay plus $19.99 a month, and you get a doctor on video for it [2]. For a new prescription, Temi's one-time $79 service is still below PlushCare's uninsured visit price [7].

PlushCare, usually. Appointments can start in as soon as 15 minutes, day and night, and the doctor can send the prescription at the end of the call [2]. Temi reviews within 48 hours, often sooner [1]. The trade-off is that PlushCare needs you on a video call at a set time, while Temi needs nothing beyond the form.